Let’s Talk Money in Relationships! Part 1




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Hi, I'm Laura!


Whether you’re already in a relationship or planning to be in one, this is a must-read for you! Did you know that 48% of couples argue about finances? Money talks can be tricky, but they’re essential for a thriving relationship.

I don’t usually dive into my personal life on social media—I figure my followers are more interested in how to make more money than in my day-to-day activities. However, in a rare occurrence this weekend, I posted a pic of me and my partner sharing that we talked about money on our first date! And nope, it wasn’t awkward, I wasn’t looking for a sugar daddy, and it definitely didn’t turn him off.

Having been a wealth coach to women from over a dozen countries, one thing is clear: there’s still a perceived taboo about discussing money, even with significant others. Here are some common sentiments:

  • “It’s always a source of tension between us.”
  • “He manages the money and feels I don’t trust him when I ask about it.”
  • “We keep separate accounts; I’d rather they do their thing and I do mine.”

But letting this taboo get in the way of your most aligned, financially thriving relationship ends here. Let’s explore why talking about money from the start is crucial.

Why Talk About Money Early On?

This section covers the importance of discussing finances early in a relationship to avoid future conflicts and understand each other’s financial habits and goals.

  • Assess Financial Responsibility: Are they good at managing their money, or are they struggling to make ends meet?
  • Detect Financial Red Flags: Do they present themselves as wealthy but are actually drowning in credit card debt?
  • Understand Their Financial Planning: Are they saving and investing for the future, or are they living by the YOLO mantra to its financial limit?


Talking about money early helps you gauge their financial health and mindset, ensuring you’re both on the same page.

Key Questions to Ask About Money

Here we delve into specific questions to help you understand your partner’s financial habits and how they align with yours.

  • What does their money behavior tell you about them?
  • What kind of life would you create together based on their financial habits?
  • Would money be a source of tension for you in the future?
  • Would you want your kids to learn about money from them?
  • Would you be comfortable having a joint account with them?
  • Would you trust them with your money?


Asking these questions helps you uncover potential issues and align your financial values early on.

Money: The Great Equalizer

This section explains how discussing finances can reveal the true nature of your relationship and help you make informed decisions.

  • Uncover True Colors: Anyone can be charming, but discussing finances can quickly reveal someone’s true intentions.
  • Financial Transparency: Are they willing to get financially naked? This means being completely open about their financial situation.
  • Ambition vs. Reality: Do they have a solid financial plan, or is it all just talk?
  • Values Alignment: How they spend their money can show if your values align.
  • Detect Financial Control: Be wary if they use money as a means of control or financial abuse.


Money talks cut through the surface and help you see who your partner really is, ensuring a more honest relationship.

Practical Steps to Start the Money Conversation

Here we provide actionable steps to ease into money discussions with your partner.

  • Choose the Right Time: Pick a relaxed, private moment to start the conversation.
  • Be Honest and Open: Share your financial goals, habits, and concerns openly.
  • Listen and Understand: Pay attention to their responses and understand their perspective.
  • Set Joint Financial Goals: Discuss and align on financial goals you want to achieve together.
  • Create a Financial Plan: Develop a plan that works for both of you, including budgeting, saving, and investing.


Starting the money conversation with honesty and openness sets the foundation for a healthy financial partnership.


Money is such an important topic to discuss that not only do I have a dedicated training on this within my Wealthy Witch Online investing program, but I also joined the HelloPrenup team as their financial columnist to talk all things money and relationships.

Don’t let a silly taboo stop you from having your best relationship. It may feel uncomfortable at first, but it’s worth it. It will help you filter out dating matches that aren’t worth your time and bring you even closer with your partner if you’re in a relationship.


Q: When is the right time to talk about money in a relationship?
A: Early on, ideally within the first few dates or as you start discussing future plans together.

Q: How can I make the money conversation less awkward?
A: Approach it casually and choose a relaxed setting. Share your own financial goals and habits first to set the tone.

Q: What if my partner is reluctant to talk about money?
A: Explain why it’s important to you and how it can strengthen your relationship. Be patient and give them time to open up.

Here’s to you, Wealthy Witch! 💜
xo Laura

PS. I’m hosting a free investing class that I’d love to invite you to. Check out the details and save your place here.

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